Jo Ellen Smith Your Real Estate Concierge

Jo-Ellen Smith
Realtor®
Jo Ellen Smith
REALTOR®
Direct:
Office:
License:
01341240
Santa Cruz

As a longtime resident of Santa Cruz County. I bring a deep local knowledge and a genuine appreciation of the unique lifestyle our coastal communities offer-from the seashore to mountain properties and homes of every size and price point.

My reputation is built on experienced judgement , exceptional service and unwavering ethical standards. Much of my business is built from repeat clients and referrals, reflecting the lasting relationships I strive to create.

Buying or selling a home is one of the most significant financial and personal decisions you will make. My goal is to guide you through with confidence, clarity and care-making the transaction not only financially successful, but personally rewarding. I provide a high-touch, concierge level experience focused on making the process feel seamless, supported and thoughtfully managed from beginning to end.

In today’s market, strategic marketing matters more than ever, Through beautiful photography, elevated social media storytelling online marketing, and strong local connections, I position your property to be a stand out.. Your home deserves more than exposure-it deserves a cured strategy designed to maximize impact and value.

Ongoing education keeps me current with the market trends, legislation, and investment opportunities. I hold the following professional designations;

  • GRI (Graduate, REALTOR ® Institute)
  • SRES (Senior Real Estate Specialist®)
  • CRC (Certified Relocation Counselor®)
  • ABA (Accredited Buyer’s Agent®)
  • Santa Cruz County Pro® 10 series class focused on local geology, coastal regulations, and use, climate impacts and county resources.

 

Recognized as a top-producing agent at Bailey Properties for over 20 years.

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Sample Mortgage Rates

For 5/26/2026

30 Year Fixed
6.375%
15 Year Fixed
5.75%
7/6 ARM
6.75%

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by Bailey Properties and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.

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